Don’t Retire. You have spent years acquiring wisdom learning your skillset across many jobs.
Instead, continue to work, to produce but share the proceeds.
And there are lots of ways to help out.
One option is to share some of your income now through tithing, sending a child to private school, funding or founding a charity, or helping out in times of crisis
Another options is to carefully save and invest and reach financial independence. Once you are set continue working and donate part or all of your salary.
Or you can spend time away from work really helping out a cause, group or individual in need. Take a sabbatical to care for a loved one instead of travelling the world.
Are you concerned about running out of money or having enough for health care expenses? No problem! Keeping saving and investing as long as you can. Perhaps move to a part time schedule but keep at it. Sign the giving pledge and make a difference if you are so fortunate to have some extra cash available after you are gone.
We are all a spot on the brain or block in the vein away from trouble and tribulation. Recognize and be thankful when you are aren’t in that situation and help out others who going through a tough spot. Use your good fortune to keep working and share the proceeds. Be happy with that gift.
Won’t working too long be bad for me?
We are meant to be productive and to a contributor in a group. I am not saying you should avoid a special trip or something you were really looking forward to in retirement. Or even that you have to get paid for your work. But do something structured to help others out. And retirement can be lethal.
Instead, be like Ronald Reed the frugal janitor who worked well past retirement age and left behind $800,000 in stocks such as J.M. Smuckers, Wells-Fargo and Procter & Gamble to worthy causes. Or maybe you can be like Loren Wade who was still working at Wal-Mart at the age of 103.
Stop trying to save up an impossible amount to fund an unsustainable life style. Instead appreciate the simple joys and by doing so enable others to do the same. That should be, and is, enough.